Business Equipment Financing

Plan your request

Define the amount you need and how you will use it. Gather business registration details, financial statements, recent bank statements and a cash flow forecast. Requirements vary by provider and project.

Answer a couple simple questions about your financing needs thanks to our secure and easy to navigate quiz.

Once approved and the contract is signed, receive your funds on the same day directly to your bank account.

Obtaining a business loan is simple. To get started, click the "Get Started" button and fill out a quick form to get pre-approval. If you meet the criteria, one of our agents will contact you to finalize the process. You will then need to provide additional information about your business, such as recent financial statements, cash flow information, information on collateral, and a description of the equipment you wish to finance.

We understand that every business has unique financing needs and that's why we offer a variety of financial products to meet those needs. Whether you're looking to buy new equipment, finance an expansion or restructure your cash flow, we have a solution that's right for you.

Equipment cost planning

Request an itemized supplier quote and identify delivery, installation, training and ongoing service costs. Compare buying with leasing where both are available. Check the condition, expected useful life and ownership terms before deciding how to finance the asset.

Organize your application before comparing offers

Prepare business registration details, recent financial statements and operating-account records. Add a list of current debts and explain how the funds will be used. For a purchase, attach supplier quotes; for a cash gap, show expected collections. Ask the provider which documents are required for your situation rather than assuming every application follows the same checklist.

Check the repayment against your operating budget

Build a forecast that includes existing debt, the proposed payment and a slower-revenue period. Confirm fees, security, personal guarantees and early repayment conditions in writing. Ask whether payments are daily, weekly or monthly and what happens if a payment is missed. Choose only after understanding the total commitment and how the business will meet it.

Compare more than the payment

Request the total borrowing cost in dollars, including fees. Check payment frequency, collateral, personal guarantees, early repayment terms and consequences of a missed payment. A smaller payment over a longer term can increase the total cost.