One online starting point
No obligation to accept an offer
Tell us your plans
Share what your business needs and how you plan to use the financing.
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Your next business move starts here.
Tell us what your business needs. Explore financing from $5,000 to $1,000,000.
One online starting pointNo obligation to accept an offer
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Your application. Your next step.
Amounts and eligibility depend on your business and the provider. Review the costs and repayment terms of any offer before deciding.
From idea to next stepLess back and forth.
Less back and forth.
More moving forward.
Explore the possibilities
A provider reviews your situation and explains any available options.
Choose with confidence
Review the full cost and terms. You decide whether to accept an offer.
A little clarityGood questions.
Good questions.
Clear answers.
Is MicroCapital a lender?
MicroCapital is a business financing broker and referral platform. Financing decisions, rates, fees and repayment terms are set by the provider.
What do lenders look at?
Requirements vary. Providers may review operating history, business revenue, cash flow, existing debt, credit and the purpose of your request. Ask which documents and guarantees apply.
Are approval or funding times guaranteed?
No. Submitting an application does not guarantee an offer. Verification, provider review and bank processing can affect timing.
How should I compare business loan offers?
Compare the amount received, total repayment, all fees, payment frequency, term, security and personal guarantees. Ask about early repayment and missed-payment conditions.