MicroCapital / Business financing

Dental Equipment Financing

Explore dental equipment financing for your Canadian business. Understand the options, prepare your request and compare any offer before committing.

Explore my options4.9/5Trusted by 1,000+ Canadian businesses yearly
An entrepreneur at work

Financing that starts
with your business.

Compare a loan with leasing, considering the asset’s useful life, maintenance, ownership and any required deposit.

Estimate a repayment

Plan your request

Define the amount you need and how you will use it. Gather business registration details, financial statements, recent bank statements and a cash flow forecast. Requirements vary by provider and project.

Answer a couple simple questions about your financing needs thanks to our secure and easy to navigate quiz.

Once approved and the contract is signed, receive your funds on the same day directly to your bank account.

There are different types of dental equipment that can be financed, such as: - Dental care units (dental chairs, lighting, instruments) - X-rays (panoramic, digital, cephalograms) - Dental office management software - Surgical instruments - Dentures (false teeth, bridges, crowns) - Dental materials (composites, cements, anesthetics) - Sterilization equipment - Teeth whitening equipment - Diagnostic instruments (intraoral cameras, scanners)

Our team works closely with you to understand your needs and offer you the most appropriate solutions. We are proud to help Canadian businesses achieve their projects and reach their full potential.

Dental equipment purchases

Separate the chair, imaging, sterilization and installation costs in supplier quotes. Budget for training and any room downtime. Check ownership and maintenance responsibilities when comparing a loan with leasing.

Organize your application before comparing offers

Prepare business registration details, recent financial statements and operating-account records. Add a list of current debts and explain how the funds will be used. For a purchase, attach supplier quotes; for a cash gap, show expected collections. Ask the provider which documents are required for your situation rather than assuming every application follows the same checklist.

Check the repayment against your operating budget

Build a forecast that includes existing debt, the proposed payment and a slower-revenue period. Confirm fees, security, personal guarantees and early repayment conditions in writing. Ask whether payments are daily, weekly or monthly and what happens if a payment is missed. Choose only after understanding the total commitment and how the business will meet it.

Compare more than the payment

Request the total borrowing cost in dollars, including fees. Check payment frequency, collateral, personal guarantees, early repayment terms and consequences of a missed payment. A smaller payment over a longer term can increase the total cost.

From idea to next step

Less back and forth.
More moving forward.

01

Tell us your plans

Share what your business needs and how you plan to use the financing.

02

Explore the possibilities

A provider reviews your situation and explains any available options.

03

Choose with confidence

Review the full cost and terms. You decide whether to accept an offer.

A little clarity

Good questions.
Clear answers.

Is MicroCapital a lender?

MicroCapital is a business financing broker and referral platform. Financing decisions, rates, fees and repayment terms are set by the provider.

What do lenders look at?

Requirements vary. Providers may review operating history, business revenue, cash flow, existing debt, credit and the purpose of your request. Ask which documents and guarantees apply.

Are approval or funding times guaranteed?

No. Submitting an application does not guarantee an offer. Verification, provider review and bank processing can affect timing.

How should I compare business loan offers?

Compare the amount received, total repayment, all fees, payment frequency, term, security and personal guarantees. Ask about early repayment and missed-payment conditions.

What project costs should I include in the request?

Separate the chair, imaging, sterilization and installation costs in supplier quotes. Budget for training and any room downtime. Check ownership and maintenance responsibilities when comparing a loan with leasing.

What documents help a provider assess my application?

Prepare business details, financial records, current debts and a use-of-funds budget. Supplier quotes or a collection forecast can support the request. The provider confirms its exact requirements.

Can I request financing for a new business?

Ask which products are available for your operating history and revenue. Some providers require established trading activity. A business plan alone does not guarantee an offer; explain the budget, ownership contribution and expected cash flow.

Can I repay the financing early?

Check the agreement before accepting. Some products may have charges, minimum costs or other conditions; paying early does not automatically eliminate every fee. Ask for the total amount payable on an example early repayment date.

From $5,000 to $1,000,000.
Funding in 24–48 hours.

Explore my options4.9/5Trusted by 1,000+ Canadian businesses yearly

For eligible businesses, subject to approval and a complete application. Amounts, pricing and timing depend on the product, provider and bank processing.