100% Online Business Loans

Plan your request

Define the amount you need and how you will use it. Gather business registration details, financial statements, recent bank statements and a cash flow forecast. Requirements vary by provider and project.

Answer a couple simple questions about your financing needs thanks to our secure and easy to navigate quiz.

Once approved and the contract is signed, receive your funds on the same day directly to your bank account.

An online business loan with fixed repayment consists of regular repayments until the loan and interest are paid in full. This type of loan is often used to help struggling businesses get through a tough time.

There are many lenders offering loans to SMEs in Quebec, such as banks, credit unions, finance companies, private investors and investment funds. However, SMEs are more often backed by private lenders or private investment firms.

An online financing request

Have business identification and financial records ready before beginning. Use the provider’s verified application channel and review the consent terms before submitting. An online process can simplify document delivery but does not remove underwriting or eligibility requirements.

Organize your application before comparing offers

Prepare business registration details, recent financial statements and operating-account records. Add a list of current debts and explain how the funds will be used. For a purchase, attach supplier quotes; for a cash gap, show expected collections. Ask the provider which documents are required for your situation rather than assuming every application follows the same checklist.

Check the repayment against your operating budget

Build a forecast that includes existing debt, the proposed payment and a slower-revenue period. Confirm fees, security, personal guarantees and early repayment conditions in writing. Ask whether payments are daily, weekly or monthly and what happens if a payment is missed. Choose only after understanding the total commitment and how the business will meet it.

Compare more than the payment

Request the total borrowing cost in dollars, including fees. Check payment frequency, collateral, personal guarantees, early repayment terms and consequences of a missed payment. A smaller payment over a longer term can increase the total cost.